Were You Hit By an Uninsured Driver? Contact Our Uninsured Motorist Attorney
Under Texas law, motorists are required to carry liability insurance, however, because this is the only requirement, not every driver chooses to carry uninsured and underinsured motorist coverage as well. It is important to understand the importance of uninsured and underinsured motorist coverage as it can be invaluable in the event you are involved in an accident with an uninsured or underinsured driver. If you have been involved in a car crash with an uninsured motorist, be sure to contact the Uninsured Motorist Attorney at The Rodrigo V. Ramos Law Firm right away as you might be entitled to compensation for your injuries and other damages. Call us today at (915) 532-3300.
El Paso Uninsured Motorist Lawyer
In Texas, drivers must carry liability insurance in order to pay for any injuries the driver might cause to other individuals and damages they might cause to the property of others. In other words, if you are injured in a motor vehicle accident that was the fault of another driver, their liability insurance would cover your medical expenses and any expenses associated with the damage of your vehicle. However, what happens if the other driver does not carry the necessary liability insurance?
In these instances, uninsured motorist coverage is crucial. Uninsured motorist coverage protects you if you are involved in an accident wherein the other driver is not insured. Although the typical scenario involves an uninsured motorist hitting your vehicle, uninsured motorist coverage can also compensate you if you are injured by an uninsured motorist in a different type of accident as might be the case if you are a bicyclist or a pedestrian that is hit while crossing the street.
Underinsured motorist coverage is usually offered in conjunction with uninsured motorist coverage. Underinsured coverage is intended to help compensate you for any expenses or damages that cannot be covered by the at-fault driver’s insurance because it is not fully adequate. For instance, imagine you are seriously injured in a car accident and in a personal injury claim, you successfully sue the at-fault driver and are awarded $500,000 to cover medical expenses, lost wages, and other damages, but the at-fault driver has only the minimal required liability coverage and thus cannot cover your full judgment. In this case, your underinsured motorist coverage would help to pay the remainder of your claim up to your policy limits.
Car accidents are extremely common in Texas and, unfortunately, many drivers do not carry enough insurance coverage or any coverage at all. In fact, some reports claim that when sitting in rush hour traffic with fifty other vehicles, usually, seven of those drivers do not carry insurance. Thus, it is important that you seriously consider obtaining uninsured/underinsured motorist coverage when purchasing your car insurance as it can protect you in the event you are involved in an accident with an uninsured or underinsured driver.
Why It Is Important To Hire An Experienced Uninsured Motorist Attorney
When you decide to purchase uninsured/underinsured motorist coverage, it acts as a safety net, providing you the possibility to be compensated in the event that you are involved in an accident with an uninsured or underinsured driver. But it is important to note that just because you have this particular type of coverage, it does not mean that your insurance company will automatically compensate you if you are injured in an accident with an uninsured or underinsured motorist. By hiring a dedicated and skilled Uninsured Motorist Lawyer, your chances for obtaining the compensation you need and deserve only increase so be sure to contact the Rodrigo V. Ramos Law Firm today.
Knowledgeable Uninsured Motorist Attorney in El Paso
If you have been in a car accident with an uninsured or underinsured motorist in El Paso or the surrounding area, it is imperative that you consult with an experienced Uninsured Motorist Lawyer right away in order to receive the compensation you need and deserve. At The Rodrigo V. Ramos Law Firm, P.C., you can expect quality legal service from lawyers who are dedicated to making sure you recover damages to the fullest extent possible. Contact The Rodrigo V. Ramos Law Firm today to schedule your free case consultation by calling (915) 532-3300.